Tip of the Day

Once you are used to paying a certain amount each month toward your debt, don’t stop! Be deliberate in continuing your payments until all debts are paid off.

In the News

Campaign to Eliminate a Billion Dollars in Debt To Launch This Weekend

Rev. Dr. DeForest B. Soaries, Jr. today announced that The Billion Dollar Challenge website will be launched during the opening night of the dfree® Lifestyle Weekend Symposium on October 19th, 2012 at First Baptist Church of Lincoln Gardens (FBCLG), located at 771 Somerset Street, Somerset, NJ.

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Privacy Policy

Effective June 15, 2012

This privacy policy sets out how dfree® Global Foundation, Inc. uses and protects any information that you give dfree® Global Foundation when you use this Website, also known as billiondollarpaydown.com.

dfree® Global Foundation, is committed to ensuring to the best of its ability that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this Website, then you can be assured that the Website and dfree® Global Foundation will only use such information in accordance with this privacy statement.

dfree® Global Foundation reserves the right to change or alter this policy from time to time by updating this page, without notice . It is your responsibility to review this page from time to time to ensure that you understand any changes.

We collect the following information:
• Name
• Contact information including email address and telephone numbers
• Demographic information such as zip code, preferences and interests
• Other information relevant to the User

What we do with the information we gather:

We require this information to understand and evaluate your needs and to provide you with better service, and in particular for the following reasons:

• Maintaining accurate internal record keeping
• Improving our Website and services
• Responding to customer service requests
• Sending you a newsletter
• Conducting market research
• Providing information about new services and products

Security
We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure, we have put in place reasonable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

How we use cookies
A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

We use traffic log cookies to identify which pages are being used. This helps us analyze data about web page traffic and improve our Website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.

Overall, cookies help us provide you with a better Website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the Website.

Links to other websites
Our Website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

Controlling your personal information
You may choose to opt out and stop receiving our email notifications by changing your email preferences on your account.

We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen.

If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible. We will do our best to promptly correct any information found to be incorrect.

Disclosure Obligations
In certain, limited circumstances we may share or transfer personal information to unrelated third parties. For example, we may provide personal information to a third party (i) at your request; (ii) to comply with a legal requirement or court order; or (iii) to investigate a possible crime, such as identity theft. If such an event occurs, we will take appropriate steps to protect your personal information.